POV: 5 Years Before Retirement – From San Francisco to Baguio and the World Beyond Henley Passport Index – Mid‑2025 Edition.

POV: 5 Years Before Retirement – From San Francisco to Baguio and the World Beyond Henley Passport Index – Mid‑2025 Edition.

Five years before retiring from San Francisco to Baguio City, I'm already dreaming of my 2030 travel bucket list—from Bali to Paris—with a Filipino passport in hand.

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Why Cebu Monterazzas Caught My Attention as a Perfect Retirement Choice for OFWs, Foreigners, and Filipinos

Why Cebu Monterazzas Caught My Attention as a Perfect Retirement Choice for OFWs, Foreigners, and Filipinos

Discover why Cebu Monterazzas is capturing the attention of OFWs, foreigners, and Filipino retirees. From upscale living and peaceful surroundings to smart investment potential, explore insights based on my personal research at www.richardvaldezre.com.

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What I Learned From Selling Two Investment Condos in San Francisco: A Personal Real Estate Story

What I Learned From Selling Two Investment Condos in San Francisco: A Personal Real Estate Story

After selling two investment condos in San Francisco — one that sat for six months and sold at a loss, and another that sold 130% over asking — I learned valuable lessons about real estate strategy, staging, and the psychology of buyers. This is my story.

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