An OFW’s Guide to Buying Property in the Philippines: Real Estate, Risks & Coming Home

One OFW’s Search for Home (and Property)
By Richard Valdez - who isn’t just looking for a house. He’s looking for you, Home.

I see you.

Scrolling late at night, somewhere in between exhaustion and hope. Searching listings. Checking exchange rates. Imagining fresh air, mango trees, maybe a porch where the silence isn’t threatening—it’s comforting. So I ask the question I’ve been circling for years:

Can an OFW really buy peace of mind… in square footage?

It’s romantic, isn’t it? The idea of coming home. But the reality? Messier. Navigating real estate in the Philippines while living in San Francisco is like dating someone across the world—uncertain, expensive, sometimes thrilling, often heartbreaking. Agents ghost you. Promises evaporate. Paperwork multiplies. And trust? Rare currency.

I live here. In the noise. With my husband. With our four dogs. With the weight of knowing there’s something more waiting back there—in the place we still call home, even after all these years away.

No, I’m not a licensed real estate agent. But I’m something more dangerous.

I’m someone who cares. Someone who’s been down the rabbit hole of late-night searches and message boards and "sure deals" that vanish when the deposit’s sent. I’ve asked myself the questions you’re probably asking now:

Should it be a condo in Baguio—where the air is colder, cleaner, where time slows down?
Land in La Union—wild, raw, maybe too good to last?
A townhouse in Tagaytay—safe, middle-ground, too obvious to be wrong?

And how do you do all this without getting scammed from 7,000 miles away?

These blogs—this space—it’s not just advice. It’s a paper trail. A confession. A kind of love letter to people like me. People who’ve left, who’ve worked, who’ve built lives abroad but can’t ignore the pull of something quieter, older, and more true.

You’ll find no sales pitches here. Just reflections. Maps drawn from mistakes. And maybe, if I’ve done this right, a shortcut for you—so you don’t have to get lost the way I did.

Because you don’t just buy property. You claim it. You put down a flag. You make the invisible visible.

Sometimes, what we’re looking for isn’t just land. It’s location—in our story, in our past, in a future where we can finally exhale. A place where morning light hits the walls just right and the silence doesn’t feel empty—it feels earned.

That’s not just home.
That’s belonging.

And if you’re still looking, maybe this is the start of where you find it.— www.RichardValdezRE.com